cred.ai 1.9.14

CRED Technologies LLC – Freeware – Android iOS
hors 5467 votes

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cred.ai offers a sophisticated and premium card spending experience, exclusively designed for mobile use and accompanied by a sleek metal card. With the cred.ai guarantee, users can enjoy an experience free from fees and interest charges. Additionally, the platform ensures that overspending is never an issue, while also providing automatic credit building. Powered by cutting edge technology such as Check Please™ and Flux Capacitor, cred.ai stands apart from any other offering in the market. The platform not only boasts 100% mobile accessibility but also provides round-the-clock support, real-time control, and instant activation of virtual Stealth Cards™ upon approval. It is important to note that applying for cred.ai does not affect a user's FICO score, nor is a FICO score required for application.

Giving Credit Where Credit is Due

Your metal unicorn card functions as a genuine credit card, but the automation and guarantee provided by cred.ai ensure that users never have to worry about fees, interest charges, or overspending. The platform effectively manages balances to optimize credit utilization, allowing users to spend responsibly while building their credit like an expert.

The Tony Stark of Banking

cred.ai embodies a team of brilliant minds including builders, scientists, artists, and hackers. It is this diverse expertise that leads to the creation of unique functionalities like High Security Mode™, Friend & Foe List™, Stealth Card™, Check Please™, and Flux Capacitor. These exceptional features make cred.ai the forefront of everyday spending innovation.

Affordability and Style Coupled Together

The Unicorn Card may weigh more than other high-end black cards, but it's noteworthy that users do not have to pay any fees to obtain it. We believe it is the most attractive unicorn-themed free metal card available, although opinions may vary.

The Power of Stealth Card™

Stealth Card™ is designed for transactions that may seem sketchy, such as ordering pizza over the phone, using corn sites, or signing up for free trials. Users have the flexibility to regenerate Stealth Cards™ whenever they feel unsafe and can utilize them in High Security Mode™ for the ultimate protection. These cards can be used for online, phone, and in-person transactions via the mobile wallet on their smartphones.

Original Content from crednews™

crednews™ comprises an award-winning team of journalists dedicated to producing original content on topics deemed important by the organization. It may intrigue some as to why a fintech engages in documentary-making about subjects like UBI and psilocybin, but cred.ai seeks to explore and share these significant narratives.

Your Bank Should Be More Than Just a Piggy Bank

cred.ai provides users with the ability to access the spending power of their paychecks and other deposits up to two days in advance. The platform also offers access to over 55,000 free ATMs, enabling users to make instant deposits without any fees. All deposits made through cred.ai are FDIC insured up to $250,000, ensuring the safety of users' funds. Furthermore, the Flux Capacitor feature adds an extra layer of security by automatically protecting against future charges and withdrawals.

Boring But True
<ul>
<li>cred.ai Guaranty to Never Pay Interest or Fees</li>
<li>24/7 Phone Support with Human Operators</li>
<li>Access to over 55,000 Free ATMs</li>
<li>Deposits FDIC Insured Up to $250,000</li>
<li>User Data Will Never Be Shared</li>
<li>PCI DSS and EI3PA Certified</li>
</ul>

Please note that cred.ai cannot account for every variable in users' financial lives or anticipate changes in reporting practices. As a result, specific changes to credit scores or guaranteed credit increases cannot be promised.

**Accessing direct deposit funds early is dependent upon the timing and schedule of deposit submissions by the payer. Typically, cred.ai allows access to the spending power of deposits on the day the deposit file is received, which can be up to two days before the scheduled payment date.

***Users can locate free ATMs using the FREE ATM finder feature within the cred.ai mobile app. It should be noted that ATM withdrawals are considered cash advances against the Unicorn Card credit card. Although these withdrawals are subject to the interest rates and terms outlined in the Unicorn Credit Card Agreement, users will not incur any interest charges on cash advances as long as they maintain a valid cred.ai guarantee.

The Cred.ai Deposit Account is provided by Wilmington Savings Fund Society, FSB ("WSFS Bank"), Member FDIC. The Unicorn Card credit card is issued by WSFS Bank under a license from Visa® U.S.A. Inc. and can be used wherever Visa® credit cards are accepted.

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